Easierdebt - Making Life more affordable

Documents

Easierdebt are a company dedicated to making your debts more manageable each month.

"Combine your debts into one affordable monthly payment with our Debt Management Programme."

At Easierdebt, we understand debt. We know how easy it is to slide into unmanageable debt, but most importantly, we know how to get you out of debt.

Request a call back

Name:

Phone Number:

I want to talk about:

Approx. debt:

Time To Call:

How did you hear about us?:

Debt Advice - Call now on 0845 373 4062

Please find below a list of important documents for our clients that are on Debt Management Plans.

To view these documents you will need to use Acrobat Reader*


Application Form	Terms of Business	Standing Order Form	Client Authority	Payment Card	Complaints Procedure

* Please be advised that Easierdebt is not responsible for any information contained within the Adobe Acrobat Reader website, nor is Easierdebt responsible for any personal, account, or other information you may be asked to provide while visiting the Adobe Acrobat Reader website.

Debt Management Plans Explanation of costs/fees and affect on your credit rating:

You will pay to us the first two monthly payments on the dates specified, this will be our programme set up fee and not paid to creditors.This charge is for our programme set up costs which include compiling financial statements, proposals to creditors in writing and phone calls. This may affect your credit rating and will put you further in arrears. Each month thereafter we will charge you 15% of the agreed payment amount or a minimum of £30.00. All fees charged are VAT exempt. Please note that any retained payments may place you further into arrears at the beginning of your programme

Insolvency Service: In Debt? Dealing with your creditors

Cooling off:

If you deem that the programme is not providing you benefit you are entitled to cancel at any time giving us notice. If the initial fee has been received, we will only refund this if the programme has been cancelled in writing within 14 days since receipt of this money and this period cooling off time to reconsider. If you wish to cancel your programme but the monthly
payment to your creditors has already been made we will be unable to refund any monies to you. You may cancel the programme at any time and be entitled to a refund of any monies held by us that have not yet been sent to your creditors in the form of a payment, minus the monthly management fee, which will be retained by us for work undertaken on your behalf.
You may cancel the programme at any time by giving notice in writing to us. Our authority to deal with your creditors will be rescinded. Your creditors may revert back to the original terms of your contract with them.

* please note that calls made from mobiles or other networks may be charged when calling this number