Easierdebt are regulated members of DEMSA
and offer compassionate,
honest debt advice. Learn more
Our Services
What options are available to you?
Want to know more about all the options that are available to you? We have compiled a comprehensive list of options you have to help get you out of debt.
Learn more about Debt Management Plans, IVA's, Consolidation loans and bankruptcy
IVA's
Is an IVA right for me?
An IVA is an agreement with your creditors to make a single reduced payment each month which lasts for a sensible period of time (normally 5 years). Learn more
Debt Management Plans Explanation of costs/fees and affect on your credit rating:
You will pay to us the first two monthly payments on the dates specified, this will be our programme set up fee and not
paid to creditors.This charge is for our programme set up costs which include compiling financial statements, proposals to creditors in writing and phone calls.
This may affect your credit rating and will put you further in arrears. Each month thereafter we will charge you 15% of the agreed payment amount or a minimum of £30.00. All fees charged are VAT exempt. Please note that any retained payments may place you further into arrears at the beginning of your programme
If you deem that the programme is not providing you benefit you are entitled to cancel at any time giving us notice. If the
initial fee has been received, we will only refund this if the programme has been cancelled in writing within 14 days since
receipt of this money and this period cooling off time to reconsider. If you wish to cancel your programme but the monthly
payment to your creditors has already been made we will be unable to refund any monies to you. You may cancel the
programme at any time and be entitled to a refund of any monies held by us that have not yet been sent to your creditors in
the form of a payment, minus the monthly management fee, which will be retained by us for work undertaken on your behalf.
You may cancel the programme at any time by giving notice in writing to us. Our authority to deal with your creditors will be
rescinded. Your creditors may revert back to the original terms of your contract with them.
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easierdebt is a trading style of MoneyPlus Group Limited registered in England and Wales 07310059
Registered office: MoneyPlus Group Ltd, Riverside, New Bailey Street, Manchester, M3 5FS
Consumer Credit Licence Number 0638455